UPSC Current Affairs — Tuesday, 21 July 2026

3 UPSC-relevant topics from Indian Express · With MCQs, Mains questions & concept explanations

EconomyGeographyGovernanceInternational RelationsPolity
Indian ExpressPolityGovernanceRelevance 8/10

Staging a protest: Rights, restrictions in the law

Directly relevant to Constitutional Law and Polity (GS-II) - covers fundamental rights, restrictions on rights, and judicial interpretation of constitutional provisions.

UPSC Relevance

Maps to GS Paper 2 (Polity) – Fundamental Rights and reasonable restrictions, specifically Article 19(1)(b) and Article 19(3).

What You Need to Know

The right to protest is a fundamental right under Article 19(1)(b) of the Indian Constitution, allowing citizens to assemble peacefully and without arms. However, it is subject to reasonable restrictions under Article 19(3) for public order, morality, and health.

Why It Matters for UPSC

This balance is crucial for democratic functioning, as protests are a key tool for civic engagement. For UPSC, understanding this tension is essential for answering questions on rights, restrictions, and judicial review.

Background

Article 19(1)(b) was part of the original Constitution (1950). Section 144 of CrPC (now BNSS) is a colonial-era provision used to prevent assemblies. Key turning points include the 2018 Shaheen Bagh protests and Supreme Court rulings on balancing rights.

Current Relevance

Recent protests (e.g., farmers' protests 2020-21, Shaheen Bagh 2019) have sparked debates on the scope of Section 144 and police powers. The Supreme Court has emphasized that peaceful protests cannot be banned outright, reinforcing the need for a balancing test.

Key Points for Revision

  • Right to protest under Article 19(1)(b) is fundamental but not absolute.
  • Restrictions under Article 19(3) must be 'reasonable' and for public order, morality, or health.
  • Section 144 CrPC (now BNSS) allows prohibitory orders but must be proportionate and time-bound.
  • Supreme Court in Ramlila Maidan (2012) held that peaceful protests cannot be completely banned.
  • Shaheen Bagh (2020) case clarified that indefinite occupation of public spaces is not protected.

Prelims Practice MCQs

Q1. Which of the following is NOT a valid ground for restricting the right to assemble under Article 19(3)?
(a) Sovereignty and integrity of India
(b) Public order
(c) Economic efficiency
(d) Morality

Article 19(3) allows restrictions on the right to assemble only for reasons of sovereignty, public order, and morality. Economic efficiency is not a listed ground.

Q2. Consider the following statements about Section 144 of the CrPC (now BNSS): 1. It can be used to prohibit assembly of 5 or more persons. 2. It can only be imposed for a maximum of 2 months. 3. It requires prior judicial approval. Which of the above is/are correct?
(a) 1 only
(b) 1 and 2 only
(c) 2 and 3 only
(d) 1, 2, and 3

Section 144 allows magistrates to prohibit assemblies of 5 or more persons for up to 2 months. It does not require prior judicial approval, though orders can be challenged in court.

Q3. In the context of the right to protest, the Supreme Court's judgment in the Ramlila Maidan case (2012) primarily dealt with:
(a) The validity of Section 144 during emergencies
(b) The right to peaceful protest and reasonable restrictions
(c) The right to strike by government employees
(d) The use of public spaces for political rallies

In Ramlila Maidan (2012), the Supreme Court upheld the right to peaceful protest but held that restrictions must be proportionate and not arbitrary, setting a precedent for balancing rights.

Mains Practice Questions

  • Discuss the constitutional framework governing the right to protest in India. How have recent judicial pronouncements balanced this right with the need for public order? (150 words)

    Discuss
  • Critically analyse the role of Section 144 of the Code of Criminal Procedure in regulating protests in India. Is it a necessary tool or a potential instrument of executive overreach? (250 words)

    Critically analyse
Indian ExpressEconomyRelevance 7/10

Banks mobilise $17.4 billion via special FCNR(B) scheme

Directly relevant to UPSC Mains GS-III (Economy/Monetary Policy) as it covers RBI's special FCNR(B) scheme, forex management, and banking sector operations.

UPSC Relevance

Relevant to UPSC GS Paper III (Economy) and GS Paper II (International Relations). Maps to syllabus topics on banking, foreign exchange reserves, and monetary policy.

What You Need to Know

The FCNR(B) scheme allows banks to accept foreign currency deposits from non-resident Indians (NRIs) for a fixed term, with the RBI offering special incentives to attract inflows. The recent special scheme raised $17.4 billion to bolster India's forex reserves.

Why It Matters for UPSC

Strong forex reserves provide a buffer against external shocks, stabilize the rupee, and enhance investor confidence. For UPSC, understanding such mechanisms is crucial for questions on capital account convertibility and balance of payments management.

Background

FCNR(B) deposits were first introduced in 1993 to attract NRI funds. The RBI periodically launches special windows (e.g., in 2013 and 2023) to shore up reserves during periods of currency volatility. The current scheme runs until September 2026.

Current Relevance

The scheme was launched amid global interest rate cuts and a strong US dollar, aiming to attract NRI funds. It reflects RBI's proactive management of external sector vulnerabilities.

Key Points for Revision

  • Indian banks raised $17.4 billion via RBI's special FCNR(B) scheme to strengthen forex reserves.
  • The scheme allows banks to accept foreign currency deposits from NRIs until September 2026.
  • FCNR(B) deposits protect NRIs from rupee depreciation as they are held in foreign currency.
  • The move aims to stabilize the rupee and provide a buffer against global economic uncertainties.
  • This is part of RBI's broader strategy to manage capital flows amid interest rate differentials.

Prelims Practice MCQs

Q1. Which of the following best describes the FCNR(B) scheme?
(a) A deposit scheme for resident Indians in foreign currency
(b) A deposit scheme for NRIs in foreign currency
(c) A loan scheme for exporters in foreign currency
(d) A government bond scheme for foreign investors

FCNR(B) stands for Foreign Currency Non-Resident (Bank) accounts, which allow NRIs to hold deposits in foreign currency, protecting them from rupee depreciation.

Q2. What is the primary objective of the RBI's special FCNR(B) scheme launched in 2024?
(a) To boost domestic credit growth
(b) To strengthen foreign exchange reserves
(c) To reduce inflation
(d) To promote exports

The special FCNR(B) scheme was unveiled to shore up India's foreign exchange reserves by attracting foreign currency deposits from NRIs.

Q3. How does the FCNR(B) scheme benefit NRIs?
(a) It offers higher interest rates than domestic deposits
(b) It protects against rupee depreciation
(c) It provides tax exemption on interest income
(d) It allows premature withdrawal without penalty

FCNR(B) deposits are held in foreign currency, so NRIs are shielded from losses due to rupee depreciation, making them a safe investment.

Mains Practice Questions

  • Discuss the role of the RBI's special FCNR(B) scheme in managing India's foreign exchange reserves. How does it impact the broader economy? (150 words)

    Discuss
  • Examine the significance of NRI deposits like FCNR(B) in India's balance of payments framework. What are the associated risks? (250 words)

    Examine
Indian ExpressInternational RelationsGeographyRelevance 7/10

Indus Waters Treaty: Govt focus on Chenab projects, renegotiation

Relevant to International Relations (GS-II) - covers bilateral treaties with Pakistan, water resource management, and international law.

UPSC Relevance

Maps to GS Paper 2 (International Relations) and GS Paper 1 (Geography). Covers India-Pakistan transboundary water sharing, Indus Waters Treaty, and its geopolitical implications.

What You Need to Know

The Indus Waters Treaty (IWT) is a 1960 water-sharing agreement between India and Pakistan, brokered by the World Bank, governing the use of waters from the Indus River system. It allocates eastern rivers (Ravi, Beas, Sutlej) to India and western rivers (Indus, Jhelum, Chenab) to Pakistan, with limited uses for India.

Why It Matters for UPSC

The treaty is crucial for bilateral relations and regional stability, as water scarcity and climate change heighten tensions. For UPSC, it tests understanding of international water law, conflict resolution, and India's strategic autonomy in transboundary river management.

Background

Signed in 1960 after years of negotiations following the partition of India, the IWT established a permanent Indus Commission. Key turning points include the 1999 Kargil War and recent Indian projects like Kishanganga and Ratle, which led to arbitration. India now seeks renegotiation due to changed demographics, energy needs, and climate impacts.

Current Relevance

In 2023, India formally notified Pakistan to renegotiate the IWT, citing fundamental changes in population, climate, and energy needs. The government is fast-tracking Chenab basin projects to assert rights and enhance energy security, while Pakistan opposes renegotiation, fearing reduced water share.

Key Points for Revision

  • IWT signed in 1960 allocates eastern rivers (Ravi, Beas, Sutlej) to India, western rivers (Indus, Jhelum, Chenab) to Pakistan.
  • India can use western rivers for non-consumptive uses like hydropower, with limited storage capacity.
  • India's Chenab basin projects total ~8,000 MW, including Ratle (850 MW) and Pakal Dul (1,000 MW).
  • India's renegotiation push in 2023 cites changed circumstances: population growth, climate change, energy needs.
  • Pakistan has opposed renegotiation, invoking treaty's dispute resolution mechanism via World Bank.

Prelims Practice MCQs

Q1. Which of the following rivers is allocated to Pakistan under the Indus Waters Treaty?
(a) Sutlej
(b) Beas
(c) Chenab
(d) Ravi

Under the IWT, the western rivers (Indus, Jhelum, Chenab) are allocated to Pakistan, while eastern rivers (Ravi, Beas, Sutlej) are allocated to India.

Q2. What is the primary reason India is seeking renegotiation of the Indus Waters Treaty?
(a) To stop all water flow to Pakistan
(b) To increase water utilization for irrigation and hydropower
(c) To join the UN Water Convention
(d) To reduce World Bank involvement

India argues that changed demographics, energy needs, and climate impacts require updating the treaty to allow greater utilization of western river waters for irrigation and hydropower.

Q3. Which institution brokered the Indus Waters Treaty?
(a) United Nations
(b) World Bank
(c) International Court of Justice
(d) Asian Development Bank

The World Bank brokered the Indus Waters Treaty in 1960 and remains a signatory, providing a dispute resolution mechanism.

Mains Practice Questions

  • Discuss the significance of the Indus Waters Treaty in India-Pakistan relations and examine the rationale behind India's recent push for renegotiation. (250 words)

    Discuss and Examine
  • Analyze the geopolitical implications of India's hydropower projects on the Chenab River in the context of the Indus Waters Treaty. (150 words)

    Analyze

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